curl --request POST \
  --url https://api.parser-app.com/v1/underwriting/withhold \
  --header 'Content-Type: application/json' \
  --header 'X-API-Key: <api-key>' \
  --data '
{
  "months": [
    {
      "month": "<string>",
      "revenue": 123,
      "operating_expenses": 123,
      "gross_deposits": 123,
      "deposit_count": 0,
      "nsf_count": 0,
      "negative_days": 123,
      "ending_balance": 123,
      "average_balance": 123,
      "excluded": false
    }
  ],
  "cash_advances": [
    {
      "payment_amount": 123,
      "funder": "<string>",
      "last_payment_date": "2023-12-25",
      "active": true
    }
  ],
  "ebitda_margin_pct": 123,
  "stated_monthly_revenue": 123,
  "score": 50,
  "factor_rate": 2,
  "proposed_offer": {
    "amount": 123,
    "factor_rate": 2,
    "term": 123,
    "frequency": "daily",
    "fees_percent": 0
  },
  "affordability": {
    "ebitda_margin_multiplier": 1,
    "default_factor_rate": 2,
    "min_avg_monthly_deposits": 1,
    "min_avg_balance": 1,
    "max_monthly_nsfs": 1,
    "max_monthly_negative_days": 1,
    "min_monthly_deposit_count": 1,
    "max_offer_pct": 1,
    "min_offer_pct": 1
  }
}
'

import requests

url = "https://api.parser-app.com/v1/underwriting/withhold"

payload = {
    "months": [
        {
            "month": "<string>",
            "revenue": 123,
            "operating_expenses": 123,
            "gross_deposits": 123,
            "deposit_count": 0,
            "nsf_count": 0,
            "negative_days": 123,
            "ending_balance": 123,
            "average_balance": 123,
            "excluded": False
        }
    ],
    "cash_advances": [
        {
            "payment_amount": 123,
            "funder": "<string>",
            "last_payment_date": "2023-12-25",
            "active": True
        }
    ],
    "ebitda_margin_pct": 123,
    "stated_monthly_revenue": 123,
    "score": 50,
    "factor_rate": 2,
    "proposed_offer": {
        "amount": 123,
        "factor_rate": 2,
        "term": 123,
        "frequency": "daily",
        "fees_percent": 0
    },
    "affordability": {
        "ebitda_margin_multiplier": 1,
        "default_factor_rate": 2,
        "min_avg_monthly_deposits": 1,
        "min_avg_balance": 1,
        "max_monthly_nsfs": 1,
        "max_monthly_negative_days": 1,
        "min_monthly_deposit_count": 1,
        "max_offer_pct": 1,
        "min_offer_pct": 1
    }
}
headers = {
    "X-API-Key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {'X-API-Key': '<api-key>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    months: [
      {
        month: '<string>',
        revenue: 123,
        operating_expenses: 123,
        gross_deposits: 123,
        deposit_count: 0,
        nsf_count: 0,
        negative_days: 123,
        ending_balance: 123,
        average_balance: 123,
        excluded: false
      }
    ],
    cash_advances: [
      {
        payment_amount: 123,
        funder: '<string>',
        last_payment_date: '2023-12-25',
        active: true
      }
    ],
    ebitda_margin_pct: 123,
    stated_monthly_revenue: 123,
    score: 50,
    factor_rate: 2,
    proposed_offer: {amount: 123, factor_rate: 2, term: 123, frequency: 'daily', fees_percent: 0},
    affordability: {
      ebitda_margin_multiplier: 1,
      default_factor_rate: 2,
      min_avg_monthly_deposits: 1,
      min_avg_balance: 1,
      max_monthly_nsfs: 1,
      max_monthly_negative_days: 1,
      min_monthly_deposit_count: 1,
      max_offer_pct: 1,
      min_offer_pct: 1
    }
  })
};

fetch('https://api.parser-app.com/v1/underwriting/withhold', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.parser-app.com/v1/underwriting/withhold",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'months' => [
        [
                'month' => '<string>',
                'revenue' => 123,
                'operating_expenses' => 123,
                'gross_deposits' => 123,
                'deposit_count' => 0,
                'nsf_count' => 0,
                'negative_days' => 123,
                'ending_balance' => 123,
                'average_balance' => 123,
                'excluded' => false
        ]
    ],
    'cash_advances' => [
        [
                'payment_amount' => 123,
                'funder' => '<string>',
                'last_payment_date' => '2023-12-25',
                'active' => true
        ]
    ],
    'ebitda_margin_pct' => 123,
    'stated_monthly_revenue' => 123,
    'score' => 50,
    'factor_rate' => 2,
    'proposed_offer' => [
        'amount' => 123,
        'factor_rate' => 2,
        'term' => 123,
        'frequency' => 'daily',
        'fees_percent' => 0
    ],
    'affordability' => [
        'ebitda_margin_multiplier' => 1,
        'default_factor_rate' => 2,
        'min_avg_monthly_deposits' => 1,
        'min_avg_balance' => 1,
        'max_monthly_nsfs' => 1,
        'max_monthly_negative_days' => 1,
        'min_monthly_deposit_count' => 1,
        'max_offer_pct' => 1,
        'min_offer_pct' => 1
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "X-API-Key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.parser-app.com/v1/underwriting/withhold"

	payload := strings.NewReader("{\n  \"months\": [\n    {\n      \"month\": \"<string>\",\n      \"revenue\": 123,\n      \"operating_expenses\": 123,\n      \"gross_deposits\": 123,\n      \"deposit_count\": 0,\n      \"nsf_count\": 0,\n      \"negative_days\": 123,\n      \"ending_balance\": 123,\n      \"average_balance\": 123,\n      \"excluded\": false\n    }\n  ],\n  \"cash_advances\": [\n    {\n      \"payment_amount\": 123,\n      \"funder\": \"<string>\",\n      \"last_payment_date\": \"2023-12-25\",\n      \"active\": true\n    }\n  ],\n  \"ebitda_margin_pct\": 123,\n  \"stated_monthly_revenue\": 123,\n  \"score\": 50,\n  \"factor_rate\": 2,\n  \"proposed_offer\": {\n    \"amount\": 123,\n    \"factor_rate\": 2,\n    \"term\": 123,\n    \"frequency\": \"daily\",\n    \"fees_percent\": 0\n  },\n  \"affordability\": {\n    \"ebitda_margin_multiplier\": 1,\n    \"default_factor_rate\": 2,\n    \"min_avg_monthly_deposits\": 1,\n    \"min_avg_balance\": 1,\n    \"max_monthly_nsfs\": 1,\n    \"max_monthly_negative_days\": 1,\n    \"min_monthly_deposit_count\": 1,\n    \"max_offer_pct\": 1,\n    \"min_offer_pct\": 1\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("X-API-Key", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.parser-app.com/v1/underwriting/withhold")
  .header("X-API-Key", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"months\": [\n    {\n      \"month\": \"<string>\",\n      \"revenue\": 123,\n      \"operating_expenses\": 123,\n      \"gross_deposits\": 123,\n      \"deposit_count\": 0,\n      \"nsf_count\": 0,\n      \"negative_days\": 123,\n      \"ending_balance\": 123,\n      \"average_balance\": 123,\n      \"excluded\": false\n    }\n  ],\n  \"cash_advances\": [\n    {\n      \"payment_amount\": 123,\n      \"funder\": \"<string>\",\n      \"last_payment_date\": \"2023-12-25\",\n      \"active\": true\n    }\n  ],\n  \"ebitda_margin_pct\": 123,\n  \"stated_monthly_revenue\": 123,\n  \"score\": 50,\n  \"factor_rate\": 2,\n  \"proposed_offer\": {\n    \"amount\": 123,\n    \"factor_rate\": 2,\n    \"term\": 123,\n    \"frequency\": \"daily\",\n    \"fees_percent\": 0\n  },\n  \"affordability\": {\n    \"ebitda_margin_multiplier\": 1,\n    \"default_factor_rate\": 2,\n    \"min_avg_monthly_deposits\": 1,\n    \"min_avg_balance\": 1,\n    \"max_monthly_nsfs\": 1,\n    \"max_monthly_negative_days\": 1,\n    \"min_monthly_deposit_count\": 1,\n    \"max_offer_pct\": 1,\n    \"min_offer_pct\": 1\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.parser-app.com/v1/underwriting/withhold")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["X-API-Key"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"months\": [\n    {\n      \"month\": \"<string>\",\n      \"revenue\": 123,\n      \"operating_expenses\": 123,\n      \"gross_deposits\": 123,\n      \"deposit_count\": 0,\n      \"nsf_count\": 0,\n      \"negative_days\": 123,\n      \"ending_balance\": 123,\n      \"average_balance\": 123,\n      \"excluded\": false\n    }\n  ],\n  \"cash_advances\": [\n    {\n      \"payment_amount\": 123,\n      \"funder\": \"<string>\",\n      \"last_payment_date\": \"2023-12-25\",\n      \"active\": true\n    }\n  ],\n  \"ebitda_margin_pct\": 123,\n  \"stated_monthly_revenue\": 123,\n  \"score\": 50,\n  \"factor_rate\": 2,\n  \"proposed_offer\": {\n    \"amount\": 123,\n    \"factor_rate\": 2,\n    \"term\": 123,\n    \"frequency\": \"daily\",\n    \"fees_percent\": 0\n  },\n  \"affordability\": {\n    \"ebitda_margin_multiplier\": 1,\n    \"default_factor_rate\": 2,\n    \"min_avg_monthly_deposits\": 1,\n    \"min_avg_balance\": 1,\n    \"max_monthly_nsfs\": 1,\n    \"max_monthly_negative_days\": 1,\n    \"min_monthly_deposit_count\": 1,\n    \"max_offer_pct\": 1,\n    \"min_offer_pct\": 1\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "months_included": [
    "<string>"
  ],
  "months_excluded": [
    "<string>"
  ],
  "avg_monthly_revenue": 123,
  "avg_monthly_revenue_all_months": 123,
  "weighted_monthly_revenue": 123,
  "avg_monthly_gross_deposits": 123,
  "avg_monthly_deposit_count": 123,
  "avg_monthly_nsf_count": 123,
  "avg_monthly_negative_days": 123,
  "avg_ending_balance": 123,
  "avg_daily_balance": 123,
  "revenue_slope_3m": 123,
  "revenue_slope_6m": 123,
  "ebitda_margin_pct": 123,
  "ebitda_months_used": [
    "<string>"
  ],
  "ebitda_months_excluded_as_outliers": [
    "<string>"
  ],
  "existing_mca_monthly_payment": 123,
  "existing_mca_daily_payment": 123,
  "current_withhold_pct": 123,
  "holdback_pct_avg": 123,
  "active_positions": 123,
  "is_stacked": true,
  "ebitda_capacity_pct": 123,
  "remaining_withhold_pct_ebitda": 123,
  "score_bands": [
    {}
  ],
  "priced_positions": 123,
  "selected_band": {},
  "affordability_pricing": {},
  "proposed_offer": {},
  "stated_vs_verified": {}
}

{
  "error": {
    "code": "<string>",
    "message": "<string>",
    "request_id": "<string>"
  }
}

{
  "error": {
    "code": "<string>",
    "message": "<string>",
    "request_id": "<string>"
  }
}

{
  "error": {
    "code": "<string>",
    "message": "<string>",
    "request_id": "<string>"
  }
}